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Tuesday, January 30, 2007

Iresponsible card holders

I found this article at MSNBc.com and I thought how could all these people be that ignorant? It seems that if all these people would bother to keep track of what they spend, they would no accrue overdraft charges. But most people are just too lazy, or ignorant, or more than likely, both to keep their recordsd straight. It is their own fault that they are being charged these seemingly outrageous overdraft fees. Believe it or not, the best way to cover most small purchases is simply to use cash. Cash is simple and, what's more, it is free of charge.
The real culprit is our collective mentality that we require instant gratification. The American people feel that we are entitled to have the latest and greatest things. This is partially due to massive media advertising. And, considering what was written in the article, it seems that Corporate America has done a wonderful job.


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